People know that every time someone does an inquiry on their credit report it could actually take points off of their overall credit score. That’s why your payday advance lender normally does not check credit reports. Even if you have filed bankruptcy you can still be eligible for a Payday Loans . Sadly, some of the politicians are passing their legislation. Many of these laws are based on the supposition that payday lenders are run by the same principles as illegal loan sharks. Please don’t be mislead by the facts, and inform yourself, family, and friends on the right to financial liberty. If that sounds like you, you already know that not having the option to borrow money can bring you even more financial trouble than you’re already experiencing.